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Mortgage lenders say plenty of people who could benefit from offset mortgages are holding back because they don’t think the money savings are worth the hassle of learning more about them. And no amount of generic worked examples can persuade us that our own finances could improve if we joined the offset revolution. Fortunately it’s now possible to get personal, no obligation examples of how much we can all save by offsetting. Several brokers and lenders now have easy to use calculators online which can show exactly how the arrangement will work in your specific circumstances. The most user-friendly are at www.theoneaccount.com and www.if.com. Take a look to see if offsetting will work for you.